Rates are effective as of November 18 to November 24, 2008

Type of Account
Interest
Rate
*APY
Minimum
Deposit
to Open
CONSUMER ACCOUNTS
** Interest Checking
Tier 1 Balances to $0-$2499.99
0.30%
0.30%
$100.00
Tier 2 Balances to $2,500-$9,999.99
0.55%
0.55%
$100.00
Tier 3 Balances to $10,000-$49,999.99
0.75%
0.75%
$100.00
Tier 4 Balances to $50,000.00 and over
1.05%
1.06%
** Patron Checking
Tier 1 Balances to $0-$2499.99
0.40%
0.40%
$100.00
Tier 2 Balances to $2,500-$9,999.99
0.55%
0.55%
Tier 3 Balances to $10,000-$49,999.99
1.05%
1.06%
Tier 4 Balances to $50,000.00 and over
1.30%
1.31%
** Prestige Checking
Tier 1 Balances to $0-$4,999.99
0.50%
0.50%
$100.00
Tier 2 Balances to $5,000-$24,999.99
1.00%
1.01%
Tier 3 Balances to $25,000-$99,999.99
1.75%
1.77%
Tier 4 Balances to $100,000.00 and over
2.00%
2.02%
** Premier Educator's Checking
Tier 1 Balances to $0-$2,499.99
0.30%
0.30%
$0.00
Tier 2 Balances to $2,500-$9,999.99
0.55%
0.55%
Tier 3 Balances to $10,000-$49,999.99
0.75%
0.75%
Tier 4 Balances to $50,000.00 and over
1.05%
1.06%
** Senior Checking
Tier 1 Balances to $0-$2499.99
0.30%
0.30%
$100.00
Tier 2 Balances to $2,500-$9,999.99
0.55%
0.55%
Tier 3 Balances to $10,000-$49,999.99
0.75%
0.75%
 
Tier 4 Balances to $50,000.00 and over
1.05%
1.06%
** Personal Savings  
1.00%
1.01%
$100.00
** Kids Club Savings  
1.00%
1.01%
$100.00
         
** Prestige Savings Tier 1 Balances to $0.00 - $24,999.99
1.00%
1.01%
 $25,000.00
  Tier 2 Balances to $25,000.00 and over
2.00%
2.02%
 $25,000.00
    
 
COMMERCIAL ACCOUNTS      
** Commercial     Interest Checking
Tier 1 Balances to $0-$2499.99
0.45%
0.45%
$500.00
 
Tier 2 Balances to $2,500-$9,999.99
0.65%
0.65%
 
Tier 3 Balances to $10,000-$49,999.99
0.85%
0.85%
 
Tier 4 Balances to $50,000.00 and over
1.15%
1.16%
    
 
** IOLTA Checking    (Attorney Escrow     Accounts)
Tier 1 Balances to $0-$2499.99
0.30%
0.30%
$500.00
 
Tier 2 Balances to $2,500-$9,999.99
0.55%
0.55%
 
Tier 3 Balances to $10,000-$49,999.99
0.75%
0.75%
 
Tier 4 Balances to $50,000.00 and over
1.05%
1.06%
    
 
** Commercial Money     Market
Tier 1 Balances to $0-$2499.99
0.30%
0.30%
$500.00
 
Tier 2 Balances to $2,500-$9,999.99
1.00%
1.01%
 
Tier 3 Balances to $10,000-$49,999.99
1.40%
1.41%
 
Tier 4 Balances to $50,000.00 and over
1.70%
1.71%
    
 
Certificates of Deposit                 [UNDER $100,000]      
30 Day CD
1.48%
1.49%
$500.00
60 Day CD  
1.58%
1.59%
$500.00
90 Day CD
2.52%
2.55%
$500.00
6 Month CD
3.00%
3.05%
$500.00
12 Month CD  
3.10%
3.15%
$500.00
18 Month CD  
3.44%
3.50%
$500.00
24 Month CD  
2.94%
2.98%
$500.00
30 Month CD  
2.94%
2.98%
$500.00
36 Month CD  
2.94%
2.98%
$500.00
48 Month CD  
2.94%
2.98%
$500.00
60 Month CD  
2.94%
2.98%
$500.00
    
 
IRA Certificates of Deposit             [UNDER $100,000]      
12 Month CD  
3.10%
3.15%
$500.00
18 Month CD  
3.44%
3.50%
$500.00
24 Month CD  
2.94%
2.98%
$500.00
30 Month CD  
2.94%
2.98%
$500.00
36 Month CD  
2.94%
2.98%
$500.00
48 Month CD  
2.94%
2.98%
$500.00
60 Month CD  
2.94%
2.98%
$500.00

*  Annual Percentage Yield
** Rates are variable and subject to change without notice to you.
• For CDs over $100,000 -rates will be quoted.
• Fees may reduce earnings on the account.
• A penalty may be imposed for early withdrawals from Certificate of Deposits and IRA’S.
• You may contact an employee for further information about applicable fees and terms.
Investors  
 

 

Member FDIC

Equal Housing Lender

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