Privacy Policy

Safeguarding your privacy is important to First Coweta Bank and our employees. We want you to understand what information we collect and how we use it. In order to provide our customers with a broad range of financial products and services as efficiently and conveniently as possible, we use technology to manage and maintain customer information.

At First Coweta Bank, the basis of each customer relationship is trust. You have chosen to do business with us and we are obligated to honor that relationship with great care, beginning with the information you share with us. We believe that your privacy should not be compromised. At the same time, we want to offer you the array of financial products and services you need to accomplish your financial goals. We believe we can do both through the privacy policy outlined below.

The following policy serves as a standard for all First Coweta Bank employees for collection, use, retention, and security of nonpublic personal information. "Nonpublic personal information" is nonpublic information about you that we obtain in connection with providing a financial product or service to you. For example, nonpublic personal information includes information regarding your account balance or credit history.

What Information We Collect
We may collect "nonpublic personal information" about you from the following sources:

• Information we receive from you on applications or other loan and account forms;
• Information about your transactions with First Coweta Bank, or others;
• Information we receive from third parties such as consumer reporting agencies; and
• Information obtained at your request.

What Information We Disclose
We are permitted under law to disclose nonpublic personal information about you to third parties in certain circumstances. For example, we may disclose nonpublic personal information about you to third parties to assist us in servicing your loan or account with us, to government entities in response to subpoenas, and to consumer reporting agencies. We do not disclose any nonpublic personal information about you to anyone else, except as permitted by law.

If you decide to close your account(s) or become an inactive customer, we will continue to adhere to the privacy policies and practices described in this notice.

Service Provider/Joint Marketing Exception
So that we can strive to service more of your financial needs, we may disclose all of the information we collect, as described above, to companies that perform marketing services on our behalf or to other financial institutions with whom we have a joint marketing agreements.

Our Security Procedures
We also take steps to safeguard customer information. We restrict access to your personal and account information to those employees who need to know that information to provide products or services to you. Employees who violate these standards will be subject to disciplinary measures. We maintain physical, electronic, and procedural safeguards that comply with federal standards to safeguard your nonpublic personal information.

Our Commitment
First Coweta Bank is committed to safeguarding your customer information and encourages you to be diligent in protecting your privacy, as well. If you have any questions about how we handle the confidentiality of your customer information, visit or call First Coweta Bank at 61 Bullsboro Drive, Newnan, Georgia 30263, phone number 770-251-4311.